Even though Advanced Automotive, Inc. has seen its fair share of car accident-related repairs and can handle all of your car accident repairs, we are limited in what we can fix beyond your vehicle (we’re talking about your personal health). Follow this 5 step process to help you and your loved ones when dealing with personal injury from an auto incident.
What to do following a personal injury auto accident
Car accidents can be very stressful situations, made worse if there is an injury. Most people think of contacting a personal injury attorney, but what happens immediately following a personal injury accident can affect your claim with an insurance company. Remain calm and follow our Do’s and Don’ts to ensure this chaotic time goes as smoothly as possible.
1. Take Detailed Notes from the Accident
Don’t admit fault. You may feel inclined to apologize for the accident in the heat of the moment, but doing so can jeopardize your insurance claim. Instead of assuming blame, get a police report and give a detailed description of the accident. Give an honest report of what happened, omitting any fault for either party. If there are witnesses, make sure you get their information for the insurance company and report.
Take ample photos. Take photos of the location and any stop signs or traffic lights. When photographing the damage done to your car, take several photos from multiple angles, including close-ups and shots from far away.
2. Seek Medical Attention
See a doctor immediately. Many injuries from car accidents can have symptoms that don’t appear until days following the accident. The longer you delay seeking medical care, the more difficult it is to prove the injuries were from the accident. If you have any pain, discomfort, dizziness, or numbness, seek medical attention right away. Not only is this important for your health, but it also strengthens your personal injury claim.
3. Keep Detailed Information on All Medical Treatment
Take detailed notes on all injuries sustained from the accidents with accompanying photos. Keep the names and addresses for all doctors seen, including chiropractors and physical therapists. Save receipts from all medical care, medications, and any assistive devices, such as crutches or wheel chairs.
Consider a daily journal to document pain and medical care. This will not only help your doctors with your care, but will also help you keep track of dates and the extent of damage for your claim.
Document any proof of financial loss following the accident, such as lost wages or opportunities. Keep track of the amount of sick time used from work and any time on your company’s Short-Term Disability list.
4. Don’t Settle Early
Do not agree to any insurance settlements until all of your medical treatments are completed and your injuries have healed. You won’t know the total cost of your injuries until then. This includes avoiding all release forms or signing checks with releases on them before you’re ready. Doing so can absolve your insurance company from the responsibility of continued care for your injuries.
5. Talk to a Personal Injury Attorney
Having a personal injury attorney on your side is immensely helpful. They can speak to insurance companies on your behalf, help you know what information to provide, and ensure you aren’t cheated from the claim payout you deserve.